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Tracking NSDs

March 2nd, 2019 at 05:26 pm

For the month of February, I tracked my NSDs. Total of 11 which to me is...not good. Sometimes they're just really small purchases, but those add up. At least I've got a baseline number and can track a bit better this month as I have something to compare it to. I'll track again and try to keep to a goal for April.

My Christmas challenge total is now over $100 which is awesome. That will at least cover the calendars I make for the family (I make a calendar every year with pictures of everyone).

Goals for March: reduce spending, increase saving. I have GOT to get this under control.

6 Responses to “Tracking NSDs”

  1. Amber Says:
    1551562819

    Last month I fell off the wagon, with tracking my no spend days. I’m definitely going to try for at least half this month

  2. creditcardfree Says:
    1551581533

    How much do you want to reduce savings by? How will you do that? It helps to have more concrete goals rather than reduce savings. Only trying to help! Good luck.

  3. rob62521 Says:
    1551648548

    The calendar idea is a good one. Do you include all the birthdays and anniversaries?

  4. alliecat79 Says:
    1551661699

    Rob, yes I include all birthdays and anniversaries. One year I even did a throw back theme where I put old pictures in the calendar. Everyone appreciates them. Vistaprint will have deals around Christmas and I wait until they're about $9.99 per calendar. I usually only make 9.

  5. alliecat79 Says:
    1551661805

    Creditcardfree, thanks for the advice. I have a hard time committing to the hard line. I do need to do that. My original goal was $700 per month. I should increase it.

  6. rob62521 Says:
    1551671954

    That sounds like a great calendar, alliecat79.

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