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Tracking NSDs

March 2nd, 2019 at 09:26 am

For the month of February, I tracked my NSDs. Total of 11 which to me is...not good. Sometimes they're just really small purchases, but those add up. At least I've got a baseline number and can track a bit better this month as I have something to compare it to. I'll track again and try to keep to a goal for April.

My Christmas challenge total is now over $100 which is awesome. That will at least cover the calendars I make for the family (I make a calendar every year with pictures of everyone).

Goals for March: reduce spending, increase saving. I have GOT to get this under control.

6 Responses to “Tracking NSDs”

  1. Amber Says:

    Last month I fell off the wagon, with tracking my no spend days. I’m definitely going to try for at least half this month

  2. creditcardfree Says:

    How much do you want to reduce savings by? How will you do that? It helps to have more concrete goals rather than reduce savings. Only trying to help! Good luck.

  3. rob62521 Says:

    The calendar idea is a good one. Do you include all the birthdays and anniversaries?

  4. alliecat79 Says:

    Rob, yes I include all birthdays and anniversaries. One year I even did a throw back theme where I put old pictures in the calendar. Everyone appreciates them. Vistaprint will have deals around Christmas and I wait until they're about $9.99 per calendar. I usually only make 9.

  5. alliecat79 Says:

    Creditcardfree, thanks for the advice. I have a hard time committing to the hard line. I do need to do that. My original goal was $700 per month. I should increase it.

  6. rob62521 Says:

    That sounds like a great calendar, alliecat79.

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